Items Needed for a Credit Application


  • Employment

  • Addresses for two full years

  • Gross monthly income

  • W-2s, if available

  • Proof of pensions, retirement, disability or Social Security

  • Proof of income from rentals, investments, etc.

  • Proof of child support or alimony paid/received

  • Year to date pay stub

  • If self-employed:

  • Two years 1040 Tax Returns

  • Current year profit and loss statement

  • Creditors

  • Each creditor's name, address and type of account

  • Account numbers

  • Monthly payments and approximate balances

  • Amount of child care expenses

  • Banking

  • Names and addresses of saving institutions

  • Account numbers for all accounts

  • Type of accounts and present balances

  • Miscellaneous

  • List of assets in stocks, bonds, land

  • Life insurance cash value (documented if used as cash down payment)

  • If applicant is selling a home, a copy of sales contracts

  • Social Security numbers for all parties

  • Veterans - Certificate of Eligibility & DD-214

  • Cash or check to pay for application fee